So you have a bad credit rating and your fridge just broke and you don’t have the cash to pay for one outright? Many people think that with a bad credit rating they are instantly denied any form of credit, that just simply isn’t true. RentBuy Appliances may be able to help you! So sit back, relax and I am going to tell you how.
At AffordLine we know that life throws us curve balls and often we find ourselves in situations where we end up with bad marks or defaults on our credit scores. RentBuy Appliances do run a credit check however, our team look at your defaults and will not instantly reject you if you have defaults on your credit record.
AffordLine is run by real people who want you to have that new fridge, upgrade your TV or whatever else you need. We want you as our customer and we will work with you to ensure that we can provide you with amazing service and your products even if you have defaults on your credit report.
When we access your credit report we take into account many things – How old are the defaults? Who were the defaults with? How much were the defaults for? We may also call you to discuss it as 9 times out of 10 there are reasons a default has occurred and we are very understanding and sympathetic to everyone’s circumstances.
At AffordLine we work differently to other rental companies, our team assess each application themselves and will try everything we can to get you the products you have applied for.
Bad credit ?
Don’t be scared to apply!
Click Here to start your application or browse our website and add the products you are interested in to your application. It’s simple and quick! Once you apply we will process the application the same day.
The Benefits of Rent-to-Own
Rent To Own the New Innovative Solution
The world around us has changed a fair bit. From having access to the Internet, shopping online to getting groceries delivered straight to your door. On-demand solutions have become the new normal and the modern world expects its immediate needs to be met fast, conveniently and most importantly having them met now.
Consumers have come to expect more innovative solutions and services from businesses but making expensive purchases has largely remained the same. Options remain limited, and consumers must often go into debt or get trapped in stringent repayment plans. Fortunately, that’s where AffordLine fits in. We have become the pioneers of rent-to-own furniture, appliances, and electronics and have been offering solutions to customers.
How does it all work?
Rent to own is a month-to-month contract that allows you to rent a wide range of household appliances, furniture, and electronics with the option to take ownership after the pre-determined rental period. All of our units are available on 24-month or 36-month contracts, whereby you can take ownership of your new item after this period has been paid. Best of all, should your situation change for whichever reason, you can cancel your contract at any given time.
Benefits of Rent-to-Own
Rent-to-own has many excellent benefits, the biggest draw for customers being the ability to be in control 100% of the time. You can enjoy financial flexibility and choose to upgrade/downgrade, cancel or return the unit at any time. AffordLine allows you to be in control of your financial freedom and offers peace of mind that many conventional payment methods lack. We have great deals to suit any budget and work with only the best brands on the market.
Besides the freedom to choose a rent-to-own device, it’s also very convenient as you can shop for everything online, complete the application online and have the unit delivered to your door at no additional charges.
Rent-to-own gives our customers great peace of mind as we are responsible for maintenance, risk cover and even the TV license (if applicable) during the rental period. We offer all of this without shifting the financial responsibility onto customers.
Rent-to-own is not a new idea, but with AffordLine’s revolutionary business model the experience is much better. We have over 50 years’ experience in delighting customers and have a proven track record when it comes to satisfying their needs.
How to Apply
Application is easy and painless. You can shop for any item you need in three easy steps.
Step 1: Click on the ‘Add to cart’ icon on the product/s you would like to apply for and then click ‘Check out.’
Step 2: Complete the application form online and if required, upload the supporting documents (copy of your ID document, 3 months’ bank statements, your latest payslip and proof of residence) and click ‘Submit.’
Step 3: Sit back and relax. Our dedicated agents will process your application and contact you within 2 business days.
Chat to One of Our Consultants Today
Get in touch with one of our friendly consults today and start shopping for all your electronic, appliance or furniture needs at our online store today! Our applications are easy and quick, and you could enjoy a new washing machine, bed or laptop in just a few days. It’s hassle-free and we will do all the work for you.
Rent To Buy, How Does It Work?
With the cost of living rising dramatically. It can be hard to afford those big-ticket items you need such as a fridge, washing machine, new lounge etc. There are many payment options that help you spread the cost over 4 payments. But what if you need longer? That is where rent to buy comes in.
What is the process?
At AffordLine Appliances, we have made the process really simple:
Step One:
Choose the products you wish to apply for by adding them to your cart.
Step Two:
Continue through the checkout process and fill out your application form.
Step Three:
We will process your application on the same day we receive it, or if it is received after 3 pm or on weekends we will process it the following business day.
Step Four:
Our team will discuss with you the most affordable payment plan. Your preferred method of repayment (credit card, direct debit, or Centrepay). We will also organise all the paperwork and your products.
Step Five:
Delivery! Michael will deliver your products directly to your door along with your agreement to sign.
Step Six:
Make your payments according to your agreement. When the agreement is over you get to keep them for as little as $1!
What Products Can I Rent To Buy?
AffordLine Appliances has a large range of products available. Our team can also source something for you if you can’t find it in our range.
Our range of whitegoods includes:
washing machines
freezers
dryers
microwaves
dishwashers
fridges
All of our whitegoods are brand new and are the latest models. AffordLine Appliances stock all the top brands including Fisher & Paykel, Haier, LG, Teco, and more.
We also offer a large range of furniture. We source our high quality furniture from the same places as the top furniture stores. Our range of furniture will suit most home styles and includes:
Beds and Bedroom Furniture – All of our beds come complete with a pillowtop mattress!
Lounges, Sofa Beds and Chairs
Dining Settings
TV Cabinets, Coffee Tables, Buffets, Side Tables and Bookcases
Outdoor Furniture
Also on offer is a large range of the latest technology including:
iPhones and the latest mobile phones from all brands
Macbooks, iMacs and iPads
Tablets and Book Readers
Gaming PC’s and Laptops
Work/School Laptops and PC’s
Cameras and Vlogging Equipment
The range of products is extensive and we encourage you to have a look around our website. If you can’t find what you are looking for, we can source it for you.
Are The Products New?
All of our rental products are brand new. They are also covered under warranty for the entire length of the rent to buy agreement. Even longer if the manufacturer’s warranty extends beyond your agreement period. There is also an option to purchase an extended warranty. This covers your items beyond the agreement/manufacturer’s warranty.
So Do I Really Own It At The End?
Yes, you can! 60 days before the end of the agreement, our team will contact you to arrange the completion of your agreement. The law enables the negotiation for the transfer of ownership of rented/leased goods and we will work with you if you wish to retain the goods. In most cases, we will offer you the purchase/transfer of your leased goods at the end of your agreement for as little as $1. The product is then yours to keep, so you go from renting to owning!
The rent to buy process is a great way to make those purchases that seem out of reach. Or purchases you would like a little more time to pay off. The AffordLine Appliances team love helping our customers find the products they are looking for. We will help you every step of the way through the process. We have helped so many people and families furnish their homes, upgrade their washing machine or replace a broken fridge.
If you still have more questions, we are happy to help! Give our team a call on 866 806 9379 or send us an email
What is Rent-to-Own? | Rent-to-Own Appliances
What Is Rent To Own?
Rent-to-own is a way to get new furniture, appliances or electronic goods without waiting months to save up enough money to buy the item you want or need. Rent-to-own is a month-to-month contract that allows you to rent a wide range of household goods and consumer electronics with the option to take ownership after the pre-determined rental period ends. Typically, either the supplier or the customer can cancel the rental agreement by giving 30 days written notice of termination to the other party. Companies offering these agreements will also often allow customers the option of simply leasing an item and returning it at the end of the rental period. These agreements aren’t loans, so your credit score will normally not matter.
What are the benefits?
A pure rental is a good option if you know you’ll only be using the item for a little while. For instance, if you intend to move to a different country and only need an item for a short period, you can lease the item for much less than the cost of buying it outright. You also don’t have the hassle of disposing of the item when you move. In cases where you intend to keep the item but don’t have the money to pay it off in one lump sum, as long as you keep making the rental payments, the item will eventually become yours. If you no longer need the item or can’t continue making the payments, most companies have easy return policies.
Rent-to-own offers real financial flexibility. Most companies allow customers, to upgrade, downgrade or cancel and return the item at any time, subject to certain conditions (for instance, upgrade or cancellation within the first six months may incur a collection charge for the uplift of the item). Acquiring an item is made exceptionally convenient with shopping and applications done online and, in most cases, the item is delivered and installed in your home as part of the deal. Consumers get stress-free use of the item with the rental company often remaining responsible for maintenance, insurance and sometimes even the TV license, in the case of renting a television, during the rental period, at no additional cost.
What’s the catch?
The type of item being rented, the total number of payments and whether the item can be purchased outright ahead of schedule will impact the final total price of an item. As a general rule, a premium will be paid over outright purchase but the ease of acquisition, financial flexibility and peace of mind that rentals provide more than compensates for this. Some of the costs of outright purchase, such as delivery, installation fees and repair, which are often overlooked by consumers, are included in the cost of rent to own agreements. Note that if you miss rental payments, your item may be repossessed, and a collection fee may be levied.
Which rent to own company works for you?
AffordLine, Starting with Computer Laptops, we have in the subsequently expanded our product offering to include home and kitchen appliances, gaming consoles and other electronics, as well as fitness and outdoor equipment.AffordLine gives people the opportunity to get what they need, within a budget that they can afford, right away. Apply today for a rent-to-own product. Sign up with AffordLine and start shopping.
